Mortgage-rate evidence for Malta
Use a dated market benchmark beside local property prices. This is evidence for budgeting—not personalised advice, a live product comparison or an offer of credit.
New house-purchase lending APRC · ECB Data Portal / Central Bank of Malta
Published rates
| Measure | Rate | What it is |
|---|---|---|
| New house-purchase lending APRC | 2.22% | monthly average |
Malta APRC for new household house-purchase lending. APRC includes interest and certain related charges; it is not a product quote.
What the benchmark means for repayments
Illustrative monthly capital-and-interest repayments over 25 years, using the first benchmark above. They exclude fees, insurance, taxes and lender-specific pricing.
| Mortgage | Illustrative rate | Monthly repayment |
|---|---|---|
| €100,000 | 2.22% | €435 |
| €250,000 | 2.22% | €1,087 |
| €500,000 | 2.22% | €2,173 |
Rates can change without notice. Eligibility, loan-to-value, deposit, term, fees, credit assessment and property type affect the rate available. Confirm the latest product information with a regulated local lender or adviser. maltapropertyfacts.com does not arrange mortgages, recommend a lender or receive payment for inclusion here.